Workers' Compensation is insurance, paid for by the employer,
that provides cash benefits and medical care for workers who
require medical care or become disabled because of a job-related
injury, sickness or occupational disease. Some employers are
With few exceptions, nearly all workers in this State are
covered. In addition, nearly all organized volunteers, such as
members of volunteer fire and ambulance corps are covered.
Yes. If you're totally or even partially disabled, you may
receive as much as two-thirds of your average weekly wage. Under
present tax laws these payments are tax free.
Injuries to certain parts of the body may entitle you to a
substantial cash award, even without the loss of a single day from
work. But failure by your treating physician to file a "C-4"
(medical report) with the Workers' Compensation Board and your
employer, or its insurance carrier, may delay payments.
If a worker dies from a compensable injury or illness, the
surviving wife, husband or dependents are entitled to weekly cash
benefits under the Law. Funeral expenses are payable, in whole or
in part, depending on the amount of the bill.
Social Security Disability Insurance provides monthly benefits
to workers who meet the Social Security Administration's definition
of disabled. If qualified, you or your
family are entitled to receive monthly benefits until age 65, if
you continue to be considered disabled. At age 65, you will start
to receive Old Age and Survivors Benefits.
Every disability you suffer from, not just
on-the-job accidents, is considered by the Social Security
Administration in determining your eligibility for benefits. But
there are certain requirements:
Though the Social Security Administration claims process can
take longer than you would like, and at times may be frustrating to
you, your financial security could be at stake. The tendency of the
Social Security Administration has been to deny claims at the
initial levels. Consequently, it is essential that you pursue your
claim to the hearing level.
As a truly disabled person, however, it is vital that you make
every effort to see that your claim application is granted. You can
get assistance for doing this by contacting the CSEA Workers'
Compensation Legal Assistance Program attorneys.
The CSEA Workers' Compensation Legal Assistance Program
attorneys can help prepare you for this process. They will conduct
in-depth interviews with you, correspond directly with your
doctors, obtain prior work histories, process all necessary forms,
and represent you at the hearing. Be sure to contact the Program
Attorneys at the same time that you request a hearing.
If you have a possible Workers' Compensation or Social Security
Disability case, the CSEA Workers' Compensation Legal Assistance
Program will provide you with honest, courteous and professional
representation, at no out-of-pocket cost to you. The representation
is provided by the firm of FINE, OLIN AND ANDERMAN,
P.C., through its statewide network of offices staffed by
attorneys who specialize in workers' compensation / social security
Forms & Member Information